All tools

Enter your loan amount, interest rate and tenure to see the monthly installment (EMI), total interest and a full month-by-month amortization schedule — instantly, as you type.

See what a lump sum grows into when interest earns interest — with the final amount, total profit and a year-by-year growth table, updated as you type.

Principal, rate and time — get the flat interest, total amount and monthly equivalent instantly. The formula behind committee loans, some certificates and quick estimates.

Set a target, tell the tool what you can save monthly and any expected return — it shows exactly how long until you get there.

Add up your cash, gold, silver and business assets, subtract liabilities, and see instantly whether your wealth crosses the nisab and how much zakat (2.5%) is due.

Enter your salary to see your monthly and annual income tax, take-home pay and effective tax rate under the FY 2026-27 (Tax Year 2027) slabs for salaried individuals.

Enter your salary to see your UK take-home pay — Income Tax, employee National Insurance, and net pay per month and per year — for the 2026/27 tax year.

Enter a net or gross amount in dirhams — instantly see VAT, net price, and total. Works with invoices, pricing and expense claims.

Enter a net or gross amount in Saudi Riyal — instantly see VAT, net price, and total. Works with invoices, pricing, tax compliance and financial reporting.

Enter your annual gross salary to see your income tax, take-home pay, and effective tax rate for the 2024-25 tax year — with a slab-by-slab breakdown and standard deduction applied.

Enter your annual gross income (wages) to see your federal income tax, FICA taxes, take-home pay, and effective tax rate for 2024 — with a bracket-by-bracket breakdown (single filer).

Federal income tax, CPP/CPP2 and EI on your Canadian salary — with a bracket-by-bracket breakdown. Federal only; provincial tax is not included.

Convert between 170+ currencies using live reference exchange rates. Type an amount, pick your currencies — the result updates automatically.

Enter your buy and sell prices, quantity and exchange fees — see your profit, ROI and an estimated tax bill instantly.

See the full cost of a "Pay in 4" or BNPL financing plan — every installment, any financing interest, and what a missed payment actually adds.

Enter your loan balance, interest rate and term — see your monthly payment, total interest, and how much an extra payment each month actually saves.

See how deductible amounts — pension contributions, approved donations, exempt allowances — reduce your taxable income and your Pakistan income tax for FY 2026-27.

Add VAT to a net price or strip it out of a VAT-inclusive total — at any rate, for any country, with the net, tax and gross amounts shown instantly.

Add GST or sales tax to a price — or work backwards from a tax-inclusive total. Defaults to Pakistan's 18% standard GST rate; change it to any rate you need.

Convert an hourly rate into weekly, monthly and yearly pay — or start from a monthly salary and find the equivalent hourly rate. Essential for freelancers comparing gigs with jobs.

Enter cost and selling price to get profit, margin and markup — or set a target margin and let the tool price the product for you.

Work out the sale price after a percentage discount and exactly how much you save — or reverse it to find what percent off a deal really is.

Bill, tip percentage and number of people — get the tip amount, grand total and each person's share instantly.

Three quick modes: find X% of a number, work out what percentage one number is of another, and measure the percentage increase or decrease between two values.

Fill in your details and line items, watch the totals compute live, then use Print → Save as PDF for a clean, professional invoice. Everything stays in your browser.

See what your current savings and monthly contributions will actually grow to by retirement, based on your expected rate of return.

Enter your balance, interest rate and fixed monthly payment to see exactly how long payoff will take and how much interest you'll pay in total.

Calculate your FIRE number — the portfolio size you'd need to cover your expenses indefinitely — and roughly how long it will take to get there.

Add up everything you own and subtract everything you owe to get a clear snapshot of your net worth.

Split your monthly income into needs, wants and savings using the popular 50/30/20 rule — or adjust the percentages to fit your own situation.

Work out the gross and net rental yield on a property from its price, monthly rent and annual running costs.

See your monthly loan payment and exactly how the first year splits between principal and interest.

Work out a selling price from your cost and a target markup percentage — and see the resulting profit margin, which is not the same number.

Find your emergency fund target based on essential monthly expenses, and see how long it will take to reach it at your current saving rate.

Work out what to actually charge per hour, accounting for tax, business expenses, and the reality that not every hour is billable.

See what a sum of money today will actually be able to buy in the future, after a chosen average inflation rate erodes its purchasing power.

Calculate total pay for a period from your regular hourly rate, hours worked, and an overtime multiplier like 1.5x or 2x.

See how long it really takes — and how much interest you really pay — if you only ever pay the minimum on a credit card.

Estimate the tax owed on a capital gain from selling an asset — stocks, property, crypto — including a long-term holding discount if your jurisdiction offers one.

Calculate your loan-to-value ratio from a property's value and loan amount — a key number lenders use to price and approve mortgages.

Find out how many units you need to sell to cover your costs, from fixed costs, selling price and variable cost per unit.

Convert a nominal (stated) annual interest rate into its true effective annual rate, accounting for how often it compounds.

Live USD to PKR exchange rate converter — check today's dollar to rupee rate and convert any amount instantly.

Find out how much home you can realistically afford based on your income, existing debts, down payment and a target debt-to-income ratio.

Compare two loan offers side by side — monthly payment and total interest — to see which one actually costs less.

See exactly how much extra a purchase in foreign currency costs you after the rupee depreciates — enter an old and new exchange rate to find out.

Estimate your end-of-service gratuity from your last drawn salary, years of service, and your employer's gratuity rate.

Estimate the total landed cost of an imported item in PKR, including customs duty, sales tax and other charges — and see how exchange rate changes affect it.

Quickly estimate how many years it takes to double your money at a given annual return, using the classic Rule of 72 shortcut.

Calculate your debt-to-income ratio — the number lenders use to judge how much more debt you can realistically take on.

Calculate your new salary from a percentage increment, or work out what percentage raise a new salary actually represents.

Calculate your total Zakat al-Fitr (Fitrana) obligation for your household from the current year's announced rate per person.

Compare the true long-term cost of renting versus buying a home, accounting for mortgage payments, maintenance, appreciation and rising rent.

Convert between marla, kanal, square feet, square yard (gaz), square metre, acre and hectare — instantly, using the standard Pakistani convention.

Convert gold weights between tola, gram, troy ounce, masha and ratti — and optionally see today's worth at your rate per gram.

Convert any number between the South Asian system (lakh, crore, arab) and the international system (million, billion) — with the plain digit value too.

Turn any number into words — in both the international (million/billion) and Indian/Pakistani (lakh/crore) systems — plus a cheque-ready "Rupees … only" line.

Convert between digital storage units — bits, bytes, KB, MB, GB, TB — in both decimal (what storage is sold in) and binary (what your OS reports) systems.

Enter your height and weight — in metric or imperial units — to get your body mass index, weight category and healthy weight range.

Your daily calorie needs from the Mifflin-St Jeor equation: BMR, maintenance calories, and targets for losing or gaining weight.

Your "ideal" body weight according to four widely used medical formulas — Devine, Robinson, Hamwi and the BMI healthy range — side by side.

Enter the first day of the last menstrual period to get the estimated due date, current week of pregnancy and trimester — using the same Naegele's rule doctors use.

Paste or type your text and watch the word, character, sentence and paragraph counts — plus estimated reading time — update live.

Paste text and switch it to UPPERCASE, lowercase, Title Case, Sentence case, aLtErNaTiNg case or a clean URL slug — one click each, all in your browser.

Encode any text to Base64 or decode Base64 back to readable text — UTF-8 safe (Urdu, Arabic, emoji all work), entirely in your browser.

Paste CSV to get clean JSON — or paste JSON to get CSV back. Handles quoted fields, commas inside values, headers and tab/semicolon delimiters. Nothing leaves your browser.

Turn any text, link or phone number into a QR code and download it as a PNG — free, instant, and generated entirely in your browser.

Shrink JPG, PNG and WebP photos right here in your browser with a quality slider and before/after sizes. Your image never leaves your device.

Convert images between PNG, JPG and WebP right in your browser — with a quality slider for the lossy formats and before/after file sizes. Your image never leaves your device.

Combine one or many JPG/PNG images into a single A4 PDF — each image centred on its own page. Your images never leave your device.

Enter your date of birth to see your exact age in years, months and days — plus how many days until your next birthday.

Pick two dates and instantly see the gap between them in days, weeks, months and years.

Convert length, weight, temperature and area — including Pakistani units like tola, marla and kanal — instantly as you type.

Generate strong random passwords with a length slider and character options. Built on your browser's cryptographic random generator — nothing is ever sent or stored.

Add your courses with credit hours and grades on the 4.0 scale to get your semester GPA — and optionally your running CGPA.

Enter your date of birth to find out whether you are Gen Z, Gen Alpha, a Millennial, Gen X or a Baby Boomer — with the exact birth-year range for each cohort.

Split a shared bill fairly when people paid different amounts upfront — enter what everyone paid and see exactly who owes whom.