Pakistan Salary Tax Calculator 2026-27
Enter your salary to see your monthly and annual income tax, take-home pay and effective tax rate under the FY 2026-27 (Tax Year 2027) slabs for salaried individuals.
Monthly income tax
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Take-home: —
| Income slab (annual) | Rate | Amount in slab | Tax |
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How salary tax works in Pakistan
Pakistan taxes salaried individuals on a progressive slab system: your annual taxable salary is divided into bands, and each band is taxed at its own rate. Only the portion of income that falls inside a slab is taxed at that slab's rate — moving into a higher slab never taxes your whole salary at the higher rate. Employers deduct this tax from your pay every month under section 149 of the Income Tax Ordinance and deposit it with the FBR on your behalf.
FY 2026-27 slabs for salaried individuals
The Finance Act 2026 set the following slabs for Tax Year 2027 (1 July 2026 – 30 June 2027), applicable where salary is more than 75% of taxable income:
- Up to PKR 600,000 — 0%
- 600,001 – 1,200,000 — 1% of the amount over 600,000
- 1,200,001 – 2,200,000 — 6,000 + 11% of the amount over 1,200,000
- 2,200,001 – 3,200,000 — 116,000 + 20% of the amount over 2,200,000
- 3,200,001 – 4,100,000 — 316,000 + 25% of the amount over 3,200,000
- 4,100,001 – 5,600,000 — 541,000 + 29% of the amount over 4,100,000
- 5,600,001 – 7,000,000 — 976,000 + 32% of the amount over 5,600,000
- Above 7,000,000 — 1,424,000 + 35% of the amount over 7,000,000
Worked example
Say your salary is PKR 100,000 per month, i.e. PKR 1,200,000 per year. That lands at the top of the second slab, so tax is 1% of the amount over 600,000: 1% × 600,000 = PKR 6,000 per year, or just PKR 500 per month. Your monthly take-home is about PKR 99,500 and your effective rate only 0.5%.
At PKR 250,000 per month (PKR 3,000,000 a year) the tax is 116,000 + 20% × 800,000 = PKR 276,000 per year — PKR 23,000 per month, an effective rate of 9.2%.
When is this useful?
Check a job offer's real take-home value, verify that your employer is deducting the right amount, plan for a raise (only the increment falls in the higher slab), or estimate the tax you will owe when filing your return. For a deeper walkthrough with more examples, read Pakistan income tax 2026-27 explained.
Keep in mind this tool covers the standard salaried slabs only. Tax credits (for example on charitable donations or pension contributions), other income sources, and deductible allowances can change the final figure on your return.
Frequently asked questions
Is income up to Rs 50,000 per month really tax-free?
Yes. Annual salary up to PKR 600,000 (about Rs 50,000 per month) falls in the 0% slab for Tax Year 2027, so no income tax is deducted.
If my raise pushes me into a higher slab, is my whole salary taxed at the higher rate?
No. Pakistan uses marginal slab taxation — only the portion of income above each threshold is taxed at the higher rate. A raise always increases your take-home pay.
Does this calculator include the surcharge?
No surcharge is applied, because the Finance Act 2026 abolished the surcharge on salaried individuals from Tax Year 2027. Earlier years' calculators may still show it.
Are bonuses and allowances taxed too?
Generally yes — bonuses, and most cash allowances are part of taxable salary. Some benefits (like certain medical allowances within limits) may be exempt; check with your payroll department or a tax adviser.
Who counts as a 'salaried individual' for these slabs?
Someone whose salary is more than 75% of their total taxable income for the year. If you have large business or rental income, different rates may apply to you.
Do I still need to file a tax return if tax is deducted from my salary?
In most cases yes — salaried individuals above the threshold must file an annual return with FBR (typically due 30 September) to stay on the Active Taxpayers List and avoid higher withholding rates.