GenzeeCourts Strike Down New PSLF Rules Days Before They Take Effect
A last-minute legal twist hit federal student loan policy on 30 June 2026, when federal district courts in both Massachusetts and Washington, D.C. granted summary judgment and vacated new Public Service Loan Forgiveness (PSLF) rules that had been scheduled to take effect the very next day, according to the National Consumer Law Center's digital library and legal tracking.
What the new rules would have done
The now-vacated rules would have tightened eligibility for PSLF, which forgives remaining federal loan balances for borrowers who work in public service or nonprofit jobs for ten years while making qualifying payments. The changes were part of a broader restructuring of student loans following the 2025 tax and spending law.
What it means for borrowers
For now, borrowers pursuing PSLF continue under the prior rules while litigation plays out — though the legal picture remains unsettled and could change again. Separately, Parent PLUS loans issued from 1 July 2026 onward are losing access to income-driven repayment and a PSLF pathway entirely. If you're tracking progress toward forgiveness or just want to see your repayment math, try our Student Loan Calculator.
Note: This is a plain-language summary, not financial advice. Markets, rates and rules can change quickly; do your own research or speak to a licensed adviser before acting. See our editorial policy for how we source and date figures.