GenzeeUS 2026 Tax Brackets Are Out — Plus a New 'No Tax on Tips' Deduction
American taxpayers are getting their first full look at how 2025's big federal tax law plays out in practice. According to the Tax Foundation, 2026 brackets keep the same seven rates — 10%, 12%, 22%, 24%, 32%, 35% and 37% — with inflation adjustments of roughly 2.7% across the board, and mark the first full tax year shaped by the One Big Beautiful Bill Act (OBBBA), signed into law in July 2025.
What's new for 2026
The standard deduction rises to $32,200 for married couples filing jointly, $16,100 for single filers, and $24,150 for heads of household, per Tax Foundation figures. The law also introduces a temporary deduction worth up to $25,000 for qualifying tip income, available through 2028, along with no tax on qualifying overtime pay, a bonus deduction for seniors, and an expanded Child Tax Credit, according to TurboTax's tax law summary.
Check your own numbers
Bracket and deduction changes affect everyone differently depending on income and filing status. Our US Income Tax Calculator uses current-year figures to estimate your federal tax and take-home pay, so you can see the real impact rather than relying on headlines alone.
Note: This is a plain-language summary, not tax advice. Rates and rules can change; verify your specific case with the relevant tax authority or a qualified adviser. See our editorial policy for how we source and date figures.